Office of Personnel




Benefits Summary
DC Government Employees Hired On or After October 1, 1987

For more information on specific benefits or programs, select from the following.

DC Employees' Health Insurance

Eligible employees hired on or after October 1, 1987, have a choice of four health plans:

Health Plan Phone
Aetna US Healthcare (HMO) 1 (888) 238-6258
Cigna (PPO) 1 (800) 251-0669
Kaiser Permanente (HMO)    (301) 468-6000
MD-IPA (HMO) 1 (800) 251-1712

The cost of your health insurance premium is shared with the District government, which contributes approximately 75 percent toward the total premium cost. All health insurance premium deductions are made on a pre-tax basis, unless a specific waiver form is requested. A Pre-Tax Benefits Waiver form is available on this site, and also from the Office of Compensation and Benefits (One Judiciary Square, Suite 330S). For information on current specific premium rates, please review the Health Insurance Premium Rates.

To select the health plan that's right for you and your family, evaluate your options by comapring benefits, evaluating the network of providers, reviewing the plan's costs, considering the plan's quality and understanding how the plan works. Plan summaries and physician listings are available by contacting the providers.

DC Employees' Group Life Insurance

Term life insurance provides coverage equal to an employee's annual salary rounded to the next thousand, plus an additional $2,000.

The cost of the monthly premium is shared with the District. You pay two thirds of the total cost and the government pays one third. Additional life insurance levels are available at low cost for employees and their dependents.

Optional life insurance is available at low cost for employees and their dependents, but employees pay 100% of the cost of optional life insurance.

Optional Plan Additional Coverage Premium Amount
Option A– Standard Provides $10,000 coverage Cost determined by age
Option B– Additional Provides coverage up to five times the employee’s annual salary Cost determined by age and employee’s salary
Option C– Family Provides $5,000 coverage for the eligible spouse and $2,500 coverage for each eligible child. Cost determined by age

Dental and Optical Coverage

The District provides comprehensive optical and dental coverage for all non-union employees and union employees covered by the Compensation Unit 1 and 2 Agreement. The District pays 100% of the premium costs.

Dental Plan Information
Cigna Dental Health, Inc.
P.O. Box 189060
300 NW 82nd Avenue
Plantation, FL 33318-9060
Tel: (800) 367-1037
www.cigna.com

Optical Plan Information
Quality Plan Administrators
6101 16th Street, NW #418
Washington, DC 20011
Customer Service: (800) 900-4112
www.qualityplanadmin.com

For more information see the Benefits FAQs* or call DCOP, Office of Compensation and Benefits (202) 442-9655.


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Flexible Spending Accounts

The District offers all benefit-eligible employees two pre-tax benefits: the Health Care Flexible Spending Account and the Dependent Care Flexible Spending Account. These benefits allow you to increase your take-home pay and lower your annual tax burden. Pre-tax benefits reduce your gross income by the amount of the payroll deductions for these accounts because the deduction amounts are not subject to federal and social security taxes. Participation in these benefits programs will not effect your future retirement benefits because those are always calculated using your base salary, not your reduced taxable salary. These accounts are administered by Flex America.

Health Care Flexible Spending Account Program (HCFSA)
An HCFSA allows you to plan for and cover eligible out-of-pocket medical expenses on a pre-tax basis, with deductions taken directly from your base salary. Deductions for the HCSFA reduce the gross income on your Form W-2 for federal and social security tax purposes. Your deductions are put into a special account, which will be used to reimburse participants for covered expenses up to a maximum of $2,000 annually. If you have not used all of the money that you deposited into your HCFSA by December 31, 2003, it must be forfeited, according to IRS rules. All receipts for 2003 expenses must be submitted by March 31, 2004. You may elect to participate in this program and/or select a new deduction amount during the next open enrollment period.

Dependent Care Flexible Spending Account Program (DCFSA)
A DCFSA allows you to pay for eligible dependent care expenses on a pre-tax basis, with deductions taken directly from your base salary. These deductions reduce your gross income on your Form W-2 for federal and social security tax purposes. The deductions are put into a special account, which will be used to reimburse participants for covered expenses up to a maximum of $5,000 annually. If you have not used all of the money that you deposited into your DCFSA by December 31, 2003, it must be forfeited, according to IRS rules. All receipts for 2003 expenses must be submitted by March 31, 2004. You may elect to participate in this program and/or select a new deduction amount during the next open enrollment period.

Short-Term Disability Insurance Program

Voluntary Short-Term Disability Insurance is now available for all employees. Highlights of the program are: it pays regardless of insurance you have with another insurance company; the benefits are paid directly to you unless you specify otherwise; it covers sickness and off-job accidents; it is guaranteed renewable to age 70; if you change jobs or leave the District government, you can take your coverage with you; and you may choose the amount of disability benefit you want to help meet your needs (subject to income).

Your benefit choices include: income protection of up to 66 2/3% of your income, or a monthly maximum of $5,000; a 6-month, 12-month or 24-month benefit period; and waiting periods of 14, 30, 90 or 180 days. Every employee gets to select what's right for him or her. Deductions for short-term disability insurance are done on an after-tax basis. This assures that the payments you receive from the program are not taxed.

For more information, contact Colonial Life at (202) 724-2196 or visit their website at www.coloniallife.com.

Annual Leave and Sick Leave

Eligible employees accrue annual leave and sick leave each pay period.

Regular full-time employees accrue annual leave each pay period on the following schedule:

Years of Employment Annual Leave
0 - 3 13 days (4 hours per pay period)
4 - 15 20 days (6 hours per pay period)
15+ 26 days (8 hours per pay period)

All regular full-time employees accrue 13 days of sick leave annually (4 hours per pay period) regardless of years of employment.

Part-time employees who work at least 40 hours per pay period earn annual leave and sick leave at a proportional rate.

Executive Service employees receive 26 days of universal leave per calendar year, to be used for any purpose (prorated depending on start date).

Upon termination, an employee will receive cash value for 100% of the remaining accrued vacation days up to 240 hours.

Holidays

District of Columbia Government employees receive ten paid holidays:
  • New Year’s Day
  • Martin Luther King, Jr. Birthday
  • Washington’s Birthday
  • Memorial Day
  • Independence Day
  • Labor Day
  • Columbus Day
  • Veterans Day
  • Thanksgiving Day
  • Christmas Day

Annual Leave Bank

The Annual Leave Bank program is a fund of accumulated annual leave donated by employees for the use of other leave bank members. This program prevents or limits the loss of income by employees who are faced with medical emergencies and who do not have sufficient paid leave to cover their period of absence. In order to become a member and receive leave from the leave bank, an employee must donate a minimum of four hours of annual leave each year.

Family and Medical Leave Act

The DC Family and Medical Leave Act (DCFMLA) was made effective on October 3, 1990, and is applicable to employees whose actual work location is in the District of Columbia as of April 1, 1991. To be eligible, employees must have worked for the District for one year with no break in service and have worked at least 1,000 hours (DCFMLA) or 1,250 hours (FMLA) during the 12-month period immediately preceding the request for leave.

DCFMLA Statutory Medical Leave
The DCFMLA allows for up to 16 weeks of unpaid leave in any 24-month period for employees who are physically unable to work because of a serious medical condition (including maternity). Medical documentation is required and an expected date of return must be provided.

DCFMLA Statutory Family Leave of Absence
The DCFMLA allows up to 16 weeks of unpaid leave in any 24 month period for specified reasons, as prescribed by the DCFMLA. The employee must provide documentation explaining the nature of the leave.

Defined Contribution Pension Plan - 401(a)

The District government's primary retirement plan for eligible employees first hired on or after October 1, 1987, is a "defined contribution" plan, with benefits based on 100% employer-provided contributions plus earnings over the course of the participant's working years. The District funds this plan; there is no employee contribution. The current employer-paid contribution is 5% of the base salary (5 ½% for Corrections Officers). Employees must have one year of continuous service to participate, and they are fully vested in the Defined Contribution Pension Plan after five years of continuous service.

Investment options are available through ING Financial Advisors, and employees may change their options at any time. For more information, call (800) 584-6001 or (202) 442-9747, or go to ING Financial Advisors.

457(b) Deferred Compensation Plan

All District government employees are eligible to participate in the Deferred Compensation Program, an optional savings program that allows employees to tax-defer income and invest for the future. The portion of salary an employee contributes reduces the amount of taxable income in each paycheck. The Internal Revenue Service determines that annual maximum amount that can be deferred. For 2003, the amount is $12,000.

This plan is available through ING Financial Advisors and is open to all employees who can contribute the minimum of $20 per pay period. Employees can choose from 16 different fixed or variable investment options. For more information, please call (800) 584-6001 or visit ING Financial Advisors.

Employee Assistance Program

All employees may use the Employee Assistance program, which provides confidential counseling and referral services for emotional, professional or financial problems. This confidential counseling program is staffed by non-government agency professionals through COPE, Inc. For more information, call (202) 628-5240 or (800) 841-7406.

Direct Deposit

Employees may elect to have their paychecks automatically deposited into their personal bank accounts.

Savings Bond Program

Any full or part-time salaried employee may purchase U.S. Savings Bonds through payroll deduction. See www.savingsbonds.gov for more information.